I don't like to let things get too serious around here, but I also feel a need to spread knowledge when possible. I found this great little video which simply and quickly explains how everything went to shit in the housing and credit markets. Hey, its better than reading a book.
The Crisis of Credit Visualized from Jonathan Jarvis on Vimeo.
Notice how the video doesn't blame the CRA? That's cause the CRA isn't to blame, and anyone who does blame the CRA is a fucking partisan moron. Enjoy.
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